A bank wire is an immediate transfer of funds, initiated by you, from your bank account to Lumera's. A bank wire eliminates the transaction charges imposed on the merchant by the credit card issuer or paypal. This savings is passed directly to you in the form of a 2.5% price discount.

Please Note: Some financial institutions charge a small fee (usually under $20.00) for using a bank wire. Paying by bank wire also requires that you have sufficient funds on deposit with your bank to cover your purchase. An ACH transfer is not the same as a wire transfer. ACH transfers are not accepted at this time.

If you would like to pay by bank wire, simply send an email to Please include a link to the page containing the diamond you would like to purchase, or include the diamond's item number (found on the diamond's page). Within 4 business hours, you will receive instructions for completing the bank wire transaction. In most cases, a bank wire does not delay the delivery date for an item.

If you have any questions about the steps involved in a bank wire, contact your bank or call customer service at 1-888-658-6372. You can also chat online; a representative will usually respond immediately during store hours.